Important Student Health Insurance Policy Information

In order to assure the health care needs of the students are met during their stay at Elmira College, all full-time students are required to have health insurance. This coverage needs to meet Elmira College’s insurance coverage requirements.

Full-time students are automatically enrolled in the Elmira College Student Health Insurance Plan. Students who are covered by their own health insurance MUST go online annually to waive the plan. The waiver MUST be submitted and approved in order for the charge to be removed from the bill. If you already have health insurance coverage that meets Elmira College’s waiver criteria, you must submit a new, completed waiver petition each academic year. The deadline for submitting waivers for the 2022-2023 academic year is September 30, 2022.

The Elmira College Student Health Insurance Plan coverage year begins on August 1, 2022 and ends on July 31, 2023 for all students who enroll. The fee for year 2022-2023 will be $2,148 for undergraduate and graduate students. To view more information about the College’s health insurance plan, please visit the Health Center section of our website,, or visit

Please note: Your insurance policy MUST provide coverage while you attend Elmira College. Many health insurance carriers do not have networks in the Elmira area. Check with your primary insurance carrier to determine if your insurance can be utilized in Elmira, New York. Many health insurance plans ONLY provide emergency or urgent care in this area. These plans do not meet the waiver criteria. Additionally, international students will be REQUIRED to purchase the school health insurance. Travel insurance plans are not adequate and will not meet waiver standards.

If you have any questions regarding the Elmira College Student Health Insurance Plan requirement, please contact our servicing broker Haylor Freyer and Coon Inc. at (866) 535-0456 or by email: An Elmira College Student Health Insurance Plan representative will be available to help with the waiver process and to answer any questions on campus at Summer Registration in July.

Important: Submitting your insurance card and immunization records to the Clarke Health Center is not sufficient for waiving the College’s insurance plan. Both need to be done separately.

2022-2023 Elmira College Student Health Insurance Plan Waiver/Enrollment Instructions

If your waiver is not received by September 30, 2022 YOU WILL be charged the premium amount of $2,148.00.

  • Go to
  • Select the appropriate waiver/enrollment portal by clicking on Undergraduate or Graduate
  • Enter your student Id and date of birth
  • Acknowledge the release form
  • Select waive (remove the health insurance fee from your tuition bill) or enroll (accept the health insurance, fee will remain on your tuition bill)

For the waiver:

  • Enter your information (mailing address, gender, email address and date of birth)
  • Enter your health insurance information as it appears on your insurance card
  • Submit waiver for review. Keep waiver confirmation email for your records
  • Resubmit any further insurance information to complete waiving process if requested by verification representative
  • Allow up to 10 business days for the health insurance charge to be removed from your tuition bill (not an automatic process)

For enrollment:

  • Enter your information (mailing address, gender, email address and date of birth)
  • Submit your enrollment for processing. Allow up to 10 business days for processing
  • Verify the health insurance remains on your tuition bill

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