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Your Money Matters

Getting the education you want shouldn't mean sacrificing yourself to a future of debt. While Elmira has one of the lowest undergraduate tuition prices for a four-year private college or university in the region, you should make the most of what is available. Our financial aid team can bring ideas that help you find the best way to pay for your studies. Whether you're looking for a career-centered scholarship, loans, grants or a work-study program – Elmira has options!


Merit Scholarships

Put your high school studies and extracurricular activities to work for you and apply for a merit scholarship. These are based on qualifications such as your GPSA, test scores, recommendations and area of college studies. There are lots of these scholarships, but we recommend applying early so you don't miss out on any.


Need-Based Grants

Elmira College, government entities and private organizations offer grants based on financial need. While each has different qualifications, most ask students to provide their financial background and academic information. Talk to our financial aid office for help completing applications.


Work Opportunities

Work-to-Learn and Learn-to-Work programs offer students valuable work experience while giving them wages to apply toward college expenses. Around half of our students work in more than 40 campus departments. Work-study jobs are funded by Elmira College and the federal government and are based on financial need. Work aid positions are available to all students, regardless of financial need.



There are many different types of loans available to Elmira College students. A loan is money that you borrow and that must be paid back with interest. Depending on the source of the loan, the interest rate may be different, so it's important to make sure you understand the payment terms of the loan. Many loans do not start coming due until after graduation.


Payment Options

When it comes to paying your Elmira College tuition bills, you've got options that will help you keep up to date and avoid notices or late fees. You can choose from direct payments, an online portal or an annual plan.

Beginning the Financial Aid Process

You don't have to wait to be accepted for admission to start the financial aid process. You can begin as early as October of your high school senior year. Start with the basics like the FAFSA and give yourself time to read the forms and gather information. And remember, we're here to help.

Four Quick Tips

  • Avoid sticker shock. Look at the final cost of a private education with financial aid for a more realistic – and often more pleasant – idea of cost.
  • Ask about honor scholarships. These Elmira College scholarships are not based on financial need.
  • Do your homework. It's the best way to know what money is available to you.
  • Put Google to work for you. There are search programs that help you find private scholarship funds.

Meet Our Staff

Just looking at forms can be overwhelming. The Office of Financial Aid staff want to help make the process less intimidating. Reach out and they will help you step-by-step.