Staying current with your tuition bill is vital. The information provided in this section will help you better understand your bill and choose the payment method that is right for you. Whether you opt for an installment plan or use your credit card, we make the tuition payment process simple and flexible.
Direct Payments
For domestic students, Elmira College offers an option to make direct payments using a credit card, debit card, or e-check. Simply log into MyEC and follow instructions under Credit Card/E-Check Payment in order to make a direct payment. Certain fees apply.
PayMyTuition
Elmira College has partnered with PayMyTuition for international tuition payments. With PayMyTuition, you can pay your tuition payments from any bank, in any country in any currency at better than bank exchange rates. PayMyTuition is fast, simple and cost effective. Benefits of PayMyTuition are:
- Pay your fees from any country at any bank in any currency.
- Don't overpay your bank on currency exchange. PayMyTuition will save you money!
- Track your payments from start to finish using PayMyTuition student's dashboard.
- Multilingual customer support to help you when you need us.
Log into MyEC to view steps on how to start making easier payments today! For additional information on PayMyTuition visit PayMyTuition.
Additional Resources
Annual Payment Plans
Elmira College has partnered with Nelnet Campus Commerce to make college by affordable by offering the ability to pay for tuition and fees over time.
Payment Methods
- Automatic bank payment (ACH)*
- Credit card/debit card*
Note: All down payments and enrollment fees are processed immediately! If the down payment and/or enrollment fee payment fails the plan will be terminated.
*An additional fee may be assessed for using a debit/credit card
*Regularly scheduled payments are processed on the 1st or 15th of each month
Cost to Participate
- $75 nonrefundable enrollment fee, term only plans
- $125 nonrefundable enrollment fee, annual plans
- $30 nonrefundable returned payment fee, if a payment is returned
Simple Steps to Enroll
- Email businessoffice@elmira.edu to request an invite
- Elmira College will send an email inviting you to enroll in a payment plan
- In the email invite, select Set up a payment plan
- Sign in or Create a username and password
STUDENTS: If someone is paying on your behalf, you MUST first set them up as an Authorized Payer.
AUTHORIZED PAYERS: If you are paying on behalf of the student, the student must set up their account first and then add you as an Authorized Payer.
| Last day to enroll online | Number of payments | Months of payments |
|---|---|---|
| June 11 | 12 | June-May |
| June 11 | 10 | June-March |
| July 13 | 9 | July-March |
| August 12 | 8 | August-March |
*Payment plans available starting May 3, 2021
| Last day to enroll online | Number of payments | Months of payments |
|---|---|---|
| August 12 | 4 | August-November |
**Payment plans available starting July 1, 2021
| Last day to enroll online | Number of payments | Months of payments |
|---|---|---|
| December 13 | 4 | December-March |
***Payment plans available starting November 1, 2021
Loans
Federal Direct Loans
These loans for undergraduate or graduate students are guaranteed by the U.S. Department of Education. You must be enrolled at least half time and in a program leading to a degree or certificate.
For both the Subsidized and Unsubsidized Federal Direct Loans, there are no payments due while you are enrolled at least half time and for six months after you leave college. The typical payment period is ten years.
Subsidized Federal Direct Loan maximum limits for dependent students:
- Freshmen: $3,500
- Sophomores: $4,500
- Juniors: $5,500
- Seniors: $5,500
In addition to the above limits, dependent students are also eligible for $2,000 Unsubsidized Federal Direct Loan.
Federal Direct Loan maximum limits for independent students:
- Freshmen: $3,500 Subsidized and $6,000 Unsubsidized
- Sophomores: $4,500 Subsidized and $6,000 Unsubsidized
- Juniors: $5,500 Subsidized and $7,000 Unsubsidized
- Seniors: $5,500 Subsidized and $7,000 Unsubsidized
Prior to borrowing your first Direct Loan you are required to complete a Federal Direct Loan Master Promissory Note and Loan Entrance Counseling. New students entering Elmira College should complete these requirements at studentaid.gov.
Beginning with the 2021-2022 academic year, all students are required to complete an Annual Loan Acknowledgement prior to borrowing each year.
Subsidized Direct Loan
If you are awarded a subsidized loan, the U.S. Department of Education pays the interest while you are enrolled in college at least half time and during deferment periods. The amount of your subsidized loan cannot exceed your financial need as determined by your FAFSA.
Unsubsidized Direct Loan
If you are awarded an unsubsidized loan, you are responsible for the interest from the time the loan is disbursed to you until it is paid in full. The government does not pay your interest.
Federal Parent PLUS Loan
Parents can take out these loans for their dependent undergraduate children who are enrolled at least half time in a program leading to a degree or certificate. Parent PLUS loans are guaranteed through the U.S. Department of Education. The borrower cannot have an adverse credit history*. For PLUS Loans disbursed on or after July 1, 2008 parents have the option of beginning repayment either 60 days after the loan is fully disbursed to the College or requesting deferred payment until six months after your student ceases to be enrolled at least half time. The typical repayment period is ten years. Aid from all sources (including loans) cannot exceed the student's Cost of Attendance.
Go to https://studentaid.gov and sign in with the parent borrower's FSA ID. You must complete the Federal Direct PLUS Application AND Master Loans Promissory Note.
To determine your credit eligibility complete the PLUS Loan application process at https://studentaid.gov.